Founding customers: the first 10 companies keep their sign-up price for as long as they stay subscribed.

Your vendors' insurance, sorted. Without the chasing.

Forward your certificates. We check each one and get vendors to fix what's missing.

For contractors, property managers and venues with 20 to 300 vendors. Anything the software can't read clearly is flagged for you to confirm, so nothing is guessed.

One uninsured sub can show up as a bill at your insurer's year-end audit, or as a claim on your own policy.

Start free trialBook a 20-minute call

14 days free, no card. From $49 a month. Or check one certificate free.

  • Built for the ACORD 25 form
  • Checked against your requirements, not a generic list
  • Encrypted, stored in the US, deleted 60 days after you leave

CERTIFICATE OF LIABILITY INSURANCE

Insured: Harbor Plumbing Co

Date

09/28/2026

CoveragePolicy no.ExpiresLimits
Gen. liabilityGL-447120307/01/2027Each occ. $500,000needs $1M!
AutoBA-991044210/01/2026expired!CSL $1,000,000
Umbrellano umbrella on file?
Workers compWC-773002107/01/2027E.L. $1,000,000 ✓

Certificate holder

Sample GC Builders LLC

Sample
Sample report, 12 vendors3 expired2 underinsured2 missing coverage1 to check4 fine

How it works

  1. 1

    Forward your certificates

    Cc your company's Okay to Work address when vendors send certificates, or drop your whole COI folder in once.

  2. 2

    Every one is checked

    Limits, expiry dates, the certificate holder, additional insured and waiver of subrogation, against your requirements.

  3. 3

    Vendors are asked to fix it

    We email each vendor exactly what to change and remind them on day 3 and day 7. Renewals are requested 30 days ahead.

You only hear from us when something needs you, plus a short Monday summary of who is okay to work.

Built for

What you get back

One line per vendor. Okay to Work checks expiry dates, limits against your requirements, missing coverage, the certificate holder, and whether additional insured and waiver of subrogation are shown.

For every problem, the report says exactly what to ask the vendor for.

Try the free COI checker

COI compliance report

Prepared for Sample GC Builders LLC

12 vendors · checked Oct 2, 2026

7 vendors need action. 1 needs a quick check by you. 4 are fine. Showing 5 of 12.

  • Harbor Plumbing CoExpiredAuto liability expired October 1, 2026Ask for: A renewed auto certificate
  • Ridgeline Electric LLCUnderinsuredGL is $500,000 per occurrence. You require $1,000,000Ask for: GL at $1M, or an umbrella on top
  • Summit Drywall IncMissingNo umbrella policy listedAsk for: An umbrella certificate, $2M
  • Bayside Roofing LLCCheckHolder reads "Sample GC Builder LLC", one letter offAsk for: A certificate in your exact name
  • Northline PaintingOKMeets every requirementAsk for: Nothing

Hi, I'm Abhishek.

I'm building Okay to Work for contractors, property managers and venues who still check certificates of insurance by hand, in spreadsheets and inbox folders.

Okay to Work does the checking and the chasing, so you only step in when something needs you. If anything is unclear, email me and you'll get an answer from me, not a sales team.

Email replies and calls come from me, during US business hours.

Abhishek

Abhishek V, founder

[email protected]About Okay to Work

Keep every certificate checked

Every new certificate gets checked when it arrives, and you hear about expiries before they happen. 14-day free trial, no card needed, no contract.

Every plan includes vendor chasing, your own forwarding address, a shareable proof page for insurers and project owners, and a Monday summary.

VendorsPer month
Up to 25$49
Up to 100$99
Up to 300$199

More than 300 vendors? Email us for a price. What every plan includes

Questions people ask

What does Okay to Work do?
Okay to Work checks your vendors' certificates of insurance (ACORD 25) against your requirements, tells you in plain English what is missing, expired or too low, and emails vendors to get it fixed. It is built for US general contractors, property managers and event venues with 20 to 300 vendors.
How much does it cost?
$49 a month for up to 25 vendors, $99 for up to 100 and $199 for up to 300, after a 14-day free trial with no card. Every plan includes vendor chasing.
Do my vendors need an account?
No. Vendors get an email listing exactly what to fix and reply with the new certificate, or upload it from a link. They never sign up or pay.
How do certificates get in?
Forward or cc them to your company's own Okay to Work address, or drop a folder or zip in the app. Each one is matched to its vendor and checked within minutes.
Is a certificate proof of insurance?
No. It summarises a vendor's policies on the day it was issued. That's why we check expiry dates and tell you when to ask for the endorsement itself.
What happens to my files?
They're virus-scanned and stored encrypted in the US, used only to check your vendors, and deleted 60 days after you stop using Okay to Work. Scanned certificates may be read by Google's AI on a paid plan that doesn't train on your files.
Is this insurance advice?
No. Okay to Work reports what each certificate shows against your requirements. Whether coverage is adequate is a question for your broker.

Stop chasing certificates.

Start free trialBook a 20-minute call